Q: How soon after being late on car insurance can they cancel your policy?
I've been with Progressive over 15 years. No accidents, no tickets and never late. Somehow I was late last month. I went to pay November early as I always do and it said canceled, I never received anything from them. They said they canceled because I was 15 days late. Due on 15th, claim they sent a letter on the 17th and canceled on the 1st. How is this legal? They reestablished my policy without interruption for a penalty. This doesn't seem legal by Tennessee law. They claimed TN law makes them send a cancel notification if even a day late, and must cancel by 15 days late. I don't read that in TN law.
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