A Tennessee attorney could advise best, but your question remains open for two weeks. I'm sorry about your mother's ordeal. This will probably require investigation to validate the basis of denials, both from the case manager and insurance carrier. If the facility was truly out of... View More

As my colleagues advise, it could be best to consult with an attorney to discuss the claim in detail, if an attorney is not already representing you here. file. However, it isn't bad faith if the carrier doesn't tell you the statute of limitations is blown - they have no obligation to... View More

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answered on May 23, 2025

Who is the designated beneficiary? Only that person has standing to make a claim on the policy. Insurance carrier is probably looking for a false statement of medical condition made by your Father. It may be impossible to get the medical records unless there is a probate administration, which... View More

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answered on Dec 6, 2024

Suing an insurance co for bad faith is possible, but only up to 25% of claim amount is possible judgment. (both are by Statute) Ins Co can also counterclaim for bad faith suit against you. It is risky and difficult to sue your own carrier, but talk to some real lawyers in your area about... View More

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answered on Aug 5, 2024

There are no ethical rules for insurance. Read your insurance contract for the exclusions the co. relied upon.

Bad Faith suit is only an extra 25% and exposes you to a bad faith claim. A suit for breach of contract may be possible within the contract term SOL. A good lawyer would... View More

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answered on Jul 11, 2025

You must file suit against the UIM carrier within the SOL. Hire a lawyer now. You cannot handle this pro se.

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answered on Jul 11, 2025

There is no perfect solution to covering future expenses by settlement now. Talk to your attorney. If you do not feel enough money is offered, then try the case.

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answered on Jun 12, 2025

That’s incredibly upsetting, especially when you’ve done everything right and only found out about the loss of coverage by accident. Employers are legally required to notify employees if their benefits are canceled, especially when premiums are still being deducted from paychecks. If they... View More

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answered on Apr 12, 2025

It sounds like you have valid grounds to pursue legal action against Santander Consumer for the false reporting and unjust late fees. Since you have made payments on time and have documented proof, including disputes with credit bureaus, this strengthens your case. You can start by continuing to... View More

A Tennessee attorney could advise best, but your question remains open for a month. Your frustration is understandable - these can sometimes be tough cases, where repair estimates are in the same range as statutory thresholds for total loss declaration. One option could be to reach out to your... View More

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answered on Mar 21, 2024

If you believe there has been a breach of a finalized settlement agreement, gathering all pertinent evidence, such as the original contract, proof of the breach, and any relevant communications or recordings, is crucial. Documentation that clearly demonstrates the breach, especially if it includes... View More

A Tennessee attorney could advise best, but your question remains open for a month. It may be because this doesn't really look like a Bad Faith matter, the category chosen. It is something that attorneys who practice in the "Probate" and "Estate Planning" sections would... View More

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answered on Feb 12, 2024

You need to talk to an attorney. Neither a living will nor a poa have anything to do with devising and bequeathing property at death.

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answered on Feb 6, 2024

No legal options. Carrier can contract with or not. Get insurance elsewhere.

A Tennessee attorney could advise best, but your question remains open for three weeks. Until you're able to consult with a local attorney, most states have Departments of Insurance (even if they don't go by that exact name). They usually assist the public with consumer questions... View More

A Tennessee attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney on state-specific provisions that govern cancellation, it might be less aggravating and safer to seek coverage elsewhere, while having a Tennessee attorney... View More

A Tennessee attorney could advise best, but your question remains open for two weeks. An attorney would probably want to see the file and the paper/digital trail of communications to make a call on the handling of the claim by Allstate. Good luck

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answered on Aug 1, 2023

Property Torts have a 3 year SOL. But they are already claiming you busted it. When you sue expect to fight a Rule 56 Motion on the SOL. Be prepared to prove the 2021 work is what did the damage.

Yes, there is no law prohibiting the extended warrant company from requesting those invoices.

There is also no law requiring the repair shop to provide them.

A Tennessee attorney could advise best, but your question remains open for two weeks. Filing a lawsuit is generally an option in most insurance claims (a local attorney must advise here after reading your policy - sometimes arbitration is listed as a forum).

The best way to answer your... View More