Q: My now ex and I are on a mortgage together but he left the property 2 months ago. Does this count as abandonment?
Am I obligated to give him anything in the home cause the police advised me to change locks when he left and I have. What are my options on this matter? We are not married to each other.
A: No abandonment involved. You are jointly and severally liable for the full Note amount. The cops advice has no relevance to a possible distribution of marital property. Divorce may be an alternative, but it will not pay the note, insurance and taxes. Decide if you want house, then go from there now. If equity exists, then the Husband may be delighted to sign Deed in a Sale.
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