Only Bankruptcy enjoins debt collection. Debt Consolidation does not prohibit collection, but only gets the creditors to voluntarily agree to hold off. But if they sue, it is not a defense. Hire a competent attorney to represent you, as obviously you are trying to deal with this yourself.
You may or may not have a Governmental Tort Liability Act/ 18 USC Section 1983 action, as it sounds like you were not charged. But you will need damages, which are capped. Consult with a competent attorney.
If in Sessions Court, you have to point out the contractual term to the Judge. If in a Court of Record, then file the Answer asserting the arbitration requirement. If defending yourself, you must actively assert your contractual rights or they will be ignored.
You will not be able to check everywhere and at any time. But you can call each Court and ask the Clerk to see if were a party in a suit there. Your name may be a problem, so you may want to ask about one or more names. Start with the County where you live and call General Sessions. Later...Read more »
SOL of property torts is 3 years. So the owner has plenty of time to sue you for damages. I would think they would keep your security deposit and forget about the rest. But if they serve you with a Civil Warrant, go to Court and deny any such damages.
I called a bankruptcy lawyer in 2020, she said it was not worth going bankrupt if I was on social security. Social security could not be garnished. So I just stopped paying the loan company, the balance is a little over $3000.
It can be very difficult. There is a civil penalty Statute for failure to release a lien, but lapse of time is inapplicable. You can request the creditor to release or file suit to have the issuing Court declare it released. Slander of Title actions usually violate the SOL.
If a contractor has done shoddy work and has not yet finished the job or fixed the issues - Can I bring them to small claims court? How long do I have to do so? Can I seek a refund on monies already paid? They have stopped returning my calls. They are also way past when they promised the work would... Read more »
Yes. You can file a claim in Tennessee's version of small claims court- called General Sessions Court. You would feel out a pleading called a Warrant. You can also report the contractor to the state licensing board.
I left my ex at the end of October 2020. I had to leave all my personal property behind at his house because there is a history of abuse and I needed to get out fast. A ban notice (no trespassing?) was issued against me. Since then, I have made several attempts to arrange for a 3rd party to pick up... Read more »
An Action to Recover Personal Property in General Sessions Court would be the proper way to handle this. It may require a Bond and your assisting the Sheriff's Department. Apparently you are having difficulty, so an attorney might help.
Back in 2015 my mom gave her church a big check of my guess $5000 or more from my dad's investment from his job in sales. He was a hard worker. She expected her church to help me out after she died. They never helped me at all.
I even filed a complaint with the IRS and made anonymous... Read more »
Based on your limited facts, its hard to see any potential claim. Seems like the money may have been a gift, in which case there would be no claim. But also, even assuming you were a third-party beneficiary to a contract; it may be hard to pursue any claim for breach of contract based on the...Read more »
If there was some reaffirmation of the debt by your Wife, then the normal 6 year SOL starts from there to sue her. The Misdemeanor SOL has long since run. The check language might contain an argument for a 10 year SOL for demand notes, but I doubt it. If a bad credit report is made, contest...Read more »
My husband and I traded a car even from a private party. They guy said it was a clean title to the car so before exchanging titles we made sure everything matched up with the car (title has no lean holder on it) My husband went to register it at the court house and was told it was the wrong title... Read more »
Your seller has ripped you off. Contact him and demand he pay off the title loan and get you a good title. If not, you sue him in General Sessions for breach of contract and conversion. I do not believe there are criminal violations here, but you might call the Sheriff. Recission and return...Read more »
We were laid off and the courts want 16,17,18 tax returns, bank/financial statements none of those years were when the loan took place. Why do they need that? My husband is still unemployed and makes 412 a month I just got a job and wasn't employed up until that point
That type of document production usually occurs in conjunction with post-judgment discovery in order for the judgment creditor to collect from you. You need to check with the Court to see if a Judgment has already went down against you two. Otherwise the creditor must anticipate a problem...Read more »
We purchased a vehicle from a private party and it needed work so the private party agreed to do the work themselves and have it ready so we began paying on it. After the private party pushed the date of completion by 2 months and we really need a vehicle so we asked for a loaner or for our money... Read more »
That is a potential breach of contract. If no money has been paid, I would forget about it. Otherwise you might sue yourself in General Sessions Court. If you obtain a judgment, hire an attorney to collect.
You can work on your own car. If it was illegal there wouldn't be AutoZone stores everywhere. But if you are on private property, say in an apartment complex, you may be prohibited from working on your vehicle on that particular property, for example.
Most likely, yes. HOAs are based on contract law and most HOA governing documents give the HOA wide discretion to fine homeowners for "violations" which can include such minor things as font on a mailbox. To know the answer for sure, I would need to review the HOA governing documents to...Read more »
I called them to complain about this error and get the money back because they had left 3$ in my bank acc and they said 7 days to get a check... okay whatever 10 days later I called turns out they processed the check. I read TN penal codes and nothing discusses this issue only what the check cashed... Read more »
No.. You gave them a check, and they cashed it at their leisure. This happens all the time, and the payee is not breaking a law by negotiating the paper early. You could try to sue the payee for breach of contract, but it is not advisable.
It was a buy here pay here place and they want to take the car immediately and sell at auction and do not want to wait until we file Small estate to be executor. He is current on payments and a payment was just taken out of his account for this months payment after he passed. We just wanted to... Read more »
If you have th Title in the Deceased's name (subject to the debt lien), then his Next-Of-Kin own it. Without the Title though there is little to argue as you have no standing. Possibly with the Small Estate Affidavit, the Administrator might sue for Breach of Contract on behalf of the...Read more »
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