Q: I have less than 20 days to get my car from repo, I read I can go bankrupt and get my car back
I have no transportation
I have helped clients with this issue through chapter 13 where their overall financial circumstances, not only the repossessed vehicle recovery, justified the administrative costs and supported a feasible plan of reorganization.
Sometimes it is more cost efficient to recover the vehicle by paying the repossession fees and past due contract payments to the creditor rather than incurring the administrative costs for a bankruptcy case.
You’re best advised to consult with a consumer rights attorney as well as a consumer bankruptcy attorney to determining your best option.
Theodore Allan Greene agrees with this answer
A: It is much trickier for you now that the car has already been repossessed. Consult a bankruptcy lawyer to determine your best options.
A: I urge you to seek assistance from a bankruptcy attorney that can assist you in determining your best options for resolving this issue, and whether you have the ability to recover the already repossessed vehicle.
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