Q: are members of a small church liable for accidents if the church can’t afford liability insurance?
We only have a membership of around 10 people and I’m concerned if someone got hurt and sued the church it would come back to the members.
Ordinarily in any virtually any jurisdiction as a general matter, members should not be liable unless they could be shown to have a connection to the ownership or management of the church. They're just members, not directors or property owners. Unfortunately, you have no control over what any given plaintiff would do. So the short answer is that they would have a tough case, but there's no stopping them from trying. Try to look into insurance. Maybe one of the tax attorneys here could give direction as to how the expense could be handled in light of your institution's charitable work. Maybe look into whether an insurance company could offer a discount as a goodwill gesture for the work you do to help the community. Good luck
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