Q: Do I have any responsibility to make payments on a credit card if I am or am not an authorized user?
I shared a credit card with a boyfriend and now we are broken up and he wants me to make payments on it since we both used the card. I am not an authorized user.
A: Based on the facts that you have provided you have no legal obligation to make payments.
Bruce Alexander Minnick agrees with this answer
A: It depends. Did you promise your boyfriend that you would make payments or pay him back for the charges you incurred? If so, it could be argued that you are responsible to your boyfriend, not the bank, for the debt you incurred even if you are not an authorized user. I hope this helps. Good luck.
Bruce Alexander Minnick agrees with this answer
A: You do not owe the bank; but you do owe your ex if that was the oral agreement. Be careful because he might claim you did not have his approval to charge things on his card.
A: It depends. You may not have a legal obligation to make payments if there was no prior agreement to such.
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