Charlotte, NC asked in Collections for Tennessee

Q: I'm disabled and get SSI, if a judgment is brought against me , can they take my car, can I get a exemption

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1 Lawyer Answer
Anthony M. Avery
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  • Knoxville, TN
  • Licensed in Tennessee

A: In Tennessee, there is a $ 10,000 Personal Property Exemption in addition to a few other Exemptions.

But before or after the Judgment, but prior to any Execution or Garnishment being issued, you must explicitly claim these Exemptions in writing with that particular Court. A good lawyer should be able to properly exempt you for about $ 300 or so. But the Creditor can still require disclosure of your assets, and this may be a continuing duty (where you need an attorney) for several times over several years.

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