Q: Elderly mom forgetting to pay bills. Should she file bankruptcy.
A: Bankruptcy is generally for an inability to pay the overall debt, not so much a matter of being unable to keep track of paying bills on time. If a party is having difficulties managing their finances and keeping track of their bills, there are a lot of options. Sometimes a family member or accountant can assist. If the person is no longer competent, you may want to look into asking the Court to appoint a guardian and/or conservator to manage the party's finances.
Tim Akpinar agrees with this answer
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