Bankruptcy is generally for an inability to pay the overall debt, not so much a matter of being unable to keep track of paying bills on time. If a party is having difficulties managing their finances and keeping track of their bills, there are a lot of options. Sometimes a family member or...Read more »
We are a community college. I was filing a Proof of Claim that had a portion with a student loan. What code do I use on the claim under Priority Unsecured debt 507 (a) ____ or do I need to use 523 (8) (a)? The online form defaults to 507 (a)___.
We did this so that we could continue to operate our farm and pay back our operation loan to our creditor. Now we are working on taking our the family operation and are looking at getting an operating loan and wondering what to do and where to go? I have been keeping track of our credit scores... Read more »
Challenge those erroneous entries on your credit report and unless the creditor can prove the delinquency, it should come off your report. Then you should be able to obtain an operating loan with the permission of the bankruptcy court.
I filed on Dec 13. Prior to this I made arrangements with a collector to have $50 come on the 15th of each month. I did not personally inform them of my bankruptcy until the 19th, when I saw the payment come out. They have now cancelled the remaining payments. Do I get the $50 back that came out... Read more »
My parents owned the home but we're letting the bank foreclosure on my childhood home because of bankruptcy . So I started to make the mortgage payments to try to get it put into my name for my new home, but now the bank is talking about for taking about foreclosing on me/her (my step mother). My... Read more »
You should save the payment money and approach the bank to take over the loan. Yet, the bank in not likely going to be able to talk with you about it since your not on the loan. Making payments may take your dad out of default but you won't get any credit for the property and your just helping your...Read more »
their stuff. Can they do that. Judge set the case for june 19th but didnt sign paperwork til june 23rd. Sheriff isnjust now serving me the papers and wants to take stuff with them. They did fine a relief from stay about 1 month ago or so
A: For cases prior to the use of electronic filing (October 25, 2005), you must request a copy from the National Archive. Go to the court’s website and look for “ NAFT Form 90”, titled: “REQUEST FOR COPIES OF ARCHIVED CASE FILES FROM U.S. BANKRUPTCY COURT”. This may have a different LF...Read more »
A: Unless there is unexempt property, usually a Creditor does not receive payment. Even when something is unexempt and administered, Creditors generally only get pennies on the dollar. Unless you can show some fraud, the most you can do is file a Proof of Claim and pray.
A: During the pending of the Bankruptcy the Statute of Limitations (SOL) tolling is stayed. If the Bky is dismissed it restarts, omitting the period that the Bky is pending. Example: If you have a four years SOL and you filed a Bky during the third year, then the Bky is dismissed during the...Read more »
A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket (Journal), you can print copies of the pleadings. Amongst the pleading should...Read more »
A: If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.
Debt is not the only thing to look at when considering...Read more »
Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in, pull up the specific case.
To purchase a house in a Chapter 13, requires approval of the Contract by the Court.
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