Q: In 2002 we filed for bankruptcy at which time all debt was dismissed including a home we rent to my inlaws.
We are now doing a refi on our PRIMARY home (not the rental) and the mortgage company we are using for the refi insists they must include the rental property as a debt even though, according to our bankruptcy records, it was dismissed. We have been voluntarily making payments on the property since 2002. Can the mortgage company do that?
A: Get a copy of your 2002 bankruptcy and show the lender where it was listed and then discharged and that should resolve the problem.
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