Shirley, NY asked in Bankruptcy and Consumer Law for New York

Q: My husband and I need to declare Bankruptcy but cannot afford to. Are there free programs to help us?

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4 Lawyer Answers
Karra Kingston
Karra Kingston
Answered
  • Bankruptcy Lawyer
  • Staten Island , NY

A: There are legal services to help if you qualify but you may have long waiting times! I highly advise speaking with a lawyer many have payment plans that can really help you! And make sure your case goes smoothly!

1 user found this answer helpful

Derek John Soltis
Derek John Soltis
Answered
  • Bankruptcy Lawyer
  • Jersey City, NJ
  • Licensed in New York

A: Upsolve.org helps people file for free if they meet the financial qualifications.

Otherwise there are tons of firms like mine, that allow for $0 down chapter 7 bankruptcy plans where you pay off the plan in a year. Basically, the chapter 7 wipes out all/most of your creditors, so that the only person left over to pay is the attorney.

Chapter 13 plans, the attorneys end up being paid through the plan.

1 user found this answer helpful

Howard E. Knispel
Howard E. Knispel
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Commack, NY
  • Licensed in New York

A: While you can file bankruptcy without a lawyer, the liklihood of success is almost zero. B ankruptcy is complicated. Even some lawyers, who do not do this every day, make mistakes. Besides complicated forms, there are discovery rules that are equally complicated. There are rules that must be followed and the courts and trustees are not forgiving when you make mistakes. Contact a lawyer. You may be able to work out an agreement regarding fees.

1 user found this answer helpful

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Contact your local bar association or legal aid society. They maintain lists of pro bono or reduced fee lawyers who may be able to help you.

1 user found this answer helpful

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