Asked in Banking, Car Accidents, Contracts and Small Claims for New York

Q: I traded my car in, they still haven't paid it off, and it will default on a few weeks. What can I do from here?

Long story short, I traded my car in back in December and it still hasn't been paid off over three months later. In response to one of the answers received: the plates were taken off and registration WAS cancelled. In January, I received a letter stating that the car was involved in an accident (with different plates). When we (myself and the dealership involved) looked further into it, it seems the car was stolen off of the dealership lot. I've been going back and forth with the dealership and apparently they can't pay off the car because it's under insurance investigation. Now, my finance company called me and said the car will default by the end of March if a payment is not made. I want to talk to someone to see if I have a case to pursue or what steps I can take from here. Any and all advice is appreciated. Thanks.

1 Lawyer Answer
Michael David Siegel
Michael David Siegel
  • Business Law Lawyer
  • New York, NY
  • Licensed in New York

A: When you traded in, you should have taken the plates and canceled your registration. Sounds like you left the plates on, which is your fault, and the part of the scam here.

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