New York Banking Questions & Answers
Q: about a stock purchased
Answered on Jan 2, 2019
It sounds like you were scammed. Call the Securities and Exchange Commission enforcement office and the FBI. Your bank has nothing to do with this. They just sent a wire to a place you ordered. Am I missing something? The "company" you are dealing with likely does not really exist in a way a civil lawsuit would lead to recovery.
Q: I own a nyc wholesale business, I had a client who bounced several check in the amount of 200k usd
Only the DA can prosecute anything. You can make a criminal complaint for the bounced checks, but it is very unlikely to be acted upon. You can sue in Supreme Court for damages, but that is really it.
Q: Can a bank take funds for offset if the money was withdrawn from a 401k due to financial hardship?
Q: someone if my family usemy checks and put them in a account and I didn’t press charges can the bank press charges
Yes, but if you cover the checks they will not. Who cares at that point.
Q: Acorns withdrew 1,000. Unauthorized.
Answered on Oct 5, 2018
I do not know what Acorns is. But you need to make a fraud complaint with the bank ASAP, and make a police report. You need to block this auto debit with the bank. Getting it back is problematic.
Q: gave my CC info to a gym&I did not sign a contract I tried to back out but they required me to go in person.
Answered on Sep 12, 2018
Q: Is there any legal reason for banks to deny immigrants from opening checking accounts?
Immigrants are not denied checking accounts. But you need a certain level of ID and a tax ID number to do so.
Q: money deposited into bank account
This is a common scam. It will not clear the bank, and she will be liable. DO NOT WITHDRAW ANY MONEY.
Q: Can a NY C Corp lend money to a MD LLC without breaking any laws?
Yes, as long as the lending is to a known entity and not a solicited transaction. Then it is banking.
Q: Is it allowed to deposit foreign currencies into a US bank or do you always have to exchange it before depositing?
You must exchange it. Or have the bank do it. But all deposits must be dollar denominated.
Q: Hi, I've signed up for a MMA and they charged me 1809 for two months when others are charged 250 Signed a contract
I'm not sure I see how this relates to Bankruptcy... If you're seeking to determine whether this can be discharged in a bankruptcy case, the answer is likely "yes".
Otherwise, it seems to me that you signed a contract and that you're liable for whatever obligations you voluntarily signed up for.
Good luck with your case!
Q: i am separated from my spouse for 25years but sill married. can debtors take money from my bank for HIS medical bills?
While unlikely, under the "doctrine of necessaries", it is technically allowed for a creditor of medical bills to pursue you.
Q: Dad passed away and left property to sell and split with my brothers. Do I have to split my share with soon to be ex?
Answered on May 12, 2018
Q: In New York, is a transfer upon death of bank funds legal in all cases?
I am unclear what transfer you are asking about. It is "legal" if it was a pay on death account. However, that person might need to return funds to pay estate debt. If there are more debts than assets, do not create an estate.
Q: Can I bring Citibank to small claims court?
You have not been damaged, so you have no case. You do not even get the $600 you claim should be written off. Just write a certified letter to the General Counsel for the bank saying what you said here.
Q: Can a bank refuse to accept a small estate affidavit to close a bank account of $3,000 saying it is their policy?
The bank is right and you are confused. The small estate affidavit gets filed with the surrogates court to get what are called voluntary letters. It costs $1. The clerk will help you. You take those letters (which are a court order) to the bank.
Q: I have a bank account that was charged off and sent to a debt collection agency. I didn't have a chance to turn my direc
It was probably legal, if the account was levied and you put more money in.
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