Meadville, PA asked in Bankruptcy for Pennsylvania

Q: We are in bankruptcy. My husband just lost his job what should we do

Related Topics:
3 Lawyer Answers
W. J. Winterstein Jr.
W. J. Winterstein Jr.
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Boyertown, PA
  • Licensed in Pennsylvania

A: If you are in a Chapter 7 bankruptcy, there is nothing more you need to do, other than complete the second credit management course and file the Certificate of completion with the court.

If you are a Chapter 13 case, and you are required to make plan payments to the Chapter 13 trustee, inform your bankruptcy lawyer if you used a lawyer to file your case. You should owe him no additional fees to handle this problem. If you have no income going forward, and cannot make your plan payments, or modify the plan in an acceptable way, then your case will either be dismissed or converted to a Chapter 7 case.

Talk to your lawyer first!

Stuart Nachbar
Stuart Nachbar
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: Going to answer two ways, as you did not indicate if you are in a Chapter 7 or 13

Chapter 7, there is nothing to do, except the 2nd Credit Counseling Course, if not done, and await your discharge. Remember do not touch any exempted assets unless and until the Trustee reports No Distribution

If Chapter 13, talk with your counsel, as you may not be able to make your Trustee payments. You may need to file an amended Chapter 13 Plan, you may qualify to covert to a chapter 7.

Strongly urge you to speak with your counsel, and if you don't have one, find one in your jurisdiction

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: If you are in a Chapter 7, you don’t have to do anything. If you are in a chapter 13, contact your lawyer to resolve this issue.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.