Baton Rouge, LA asked in Consumer Law, Criminal Law, Civil Litigation and Federal Crimes for Louisiana

Q: Hi what are the statue of limitations on bank fraud in Louisiana?

Someone called saying they were from a law firm about an online loan from I think 2007... I know for a fact I never applied for an online loan but they said the money went to my bank account. I have been dealing with different companies regarding this one loan for about 5 years now and none of them can give me a copy of the original documents. I explained to all of the companies that I recently found out that an aunt had stolen my debit card years ago but I did not press charges because it was years ago but I’m not sure if she had anything to do with this situation. Long story short, they are now saying the company is filing suit and the money will be garnished from my paychecks for bank fraud, can they do this? And what are the statue of limitations in Louisiana on that?

1 Lawyer Answer
Ellen Cronin Badeaux
Ellen Cronin Badeaux
  • Criminal Law Lawyer
  • Covington, LA
  • Licensed in Louisiana

A: 1) Make a criminal complain about your Aunt with the Sheriff's Office & print any proof you have of it. Get a copy of the charges you file.

2) Shut down any accounts she had access to.

3) File reports with any banks at which fraudulent transactions occurred and get copies of the reports.

4) Hire a criminal attorney if you are charged. Hire a commercial attorney if you are served with a suit

5) Do not make statements to Sheriffs or any lawyer suing you without your lawyer's knowledge.

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