Ask a Question

Get free answers to your Consumer Law legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Louisiana Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law, Banking, Civil Rights and Landlord - Tenant for Louisiana on
Q: If a bank placing a hold on my check causes me to be evicted do I have a case .

The bank my employer uses placed a hold on my check . The check isn’t clearing until the 3rd of June from what I’m told . My rent is due may 30th. If I become evicted do I have a case

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 3, 2024

If your eviction is directly caused by the bank placing a hold on your check, you might have a potential case. The key factors to consider include whether the bank followed proper procedures for holding the check and if they provided adequate notice of the hold. It's also important to examine... View More

1 Answer | Asked in Tax Law and Consumer Law for Louisiana on
Q: How can i get my money back from my tax preparer she scams me for9000 dollars I didn't find out till this year she would

would;t give me my tax papers or tell me how much i;m getting so i could have check she said she only took 729.00 but she really took 9000 because i got a real copy from the irs and now she is trying todo it again she want answer my call or text messages she works for legally max i need to no the... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 5, 2024

I'm sorry to hear that you've been scammed by your tax preparer. This is a serious situation, and you should take the following steps to protect yourself and try to recover your money:

1. Gather all relevant documents: Collect any paperwork related to your taxes, including the...
View More

2 Answers | Asked in Consumer Law for Louisiana on
Q: Is it legal for usps charge me for a po box because they will not deliver to my home

I live in small town and and they charge the town except for select few for po box when they could just deliver to our homes

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 23, 2024

It is legal for the USPS to charge for a PO Box service, even if they do not deliver mail to your home. While it may seem unfair, the USPS operates under specific regulations and policies that govern their services and pricing structures. In many cases, the cost of providing home delivery to every... View More

View More Answers

1 Answer | Asked in Consumer Law for Louisiana on
Q: is receiving benefits from someone else/business spending illegal?

A friend works at a company which buys groceries from a store that offers points toward cheaper gas. The friend asked a coworker, who buys said groceries, to use his phone number in order to reap the points from the grocery store, for personal use, via the company spending money.

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 5, 2024

Using a rewards program in a manner that diverts benefits intended for a company to an individual, without the company's consent, can raise legal and ethical issues. The legality of this action depends on the terms of the rewards program, the company's policies regarding employee benefits... View More

2 Answers | Asked in Consumer Law for Louisiana on
Q: Can you make a company honor a quotation after both parties agree to the price?

I was looking at options for homeowners insurance and reached out to Allstate. They said they could provide coverage only if I moved my auto insurance there as well. I agreed, and they send a quote for both homeowners and auto insurance. The price was agreed upon by myself and the insurance... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 1, 2023

In Louisiana, if a quotation from a company like an insurance provider is agreed upon by both parties, it generally forms a binding agreement. However, the enforceability of this agreement depends on the specifics of the communication and the extent to which the terms of the quote were clear,... View More

View More Answers

2 Answers | Asked in Consumer Law, Constitutional Law and Gov & Administrative Law for Louisiana on
Q: I was told that when getting a Louisiana driver's license issued or renewed, the applicant is recorded. What LAW.

Are there privacy statements that the applicant signs away?

T. Augustus Claus
PREMIUM
T. Augustus Claus pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 18, 2023

When obtaining or renewing a Louisiana driver's license, there may be certain privacy policies and agreements that applicants are required to acknowledge and sign. The specific laws and regulations governing this process can be found in the Louisiana Administrative Code, Title 55, which... View More

View More Answers

2 Answers | Asked in Consumer Law, Constitutional Law and Gov & Administrative Law for Louisiana on
Q: I was told that when getting a Louisiana driver's license issued or renewed, the applicant is recorded. What LAW.

Are there privacy statements that the applicant signs away?

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 5, 2023

When you apply for or renew a driver’s license in Louisiana, the process does include measures that are part of the state’s efforts to comply with federal and state laws. You should be aware that Louisiana law may require the capture of a photograph, signature, and possibly fingerprints for... View More

View More Answers

3 Answers | Asked in Consumer Law, Bankruptcy and Contracts for Louisiana on
Q: Can I sue credit acceptance?

I was convinced to buy a car a couple years back at a dealership through credit acceptance I had just turned 18. I was paying almost 600 a month and they charged me 20,000 for a used 2014 ford focus. It broke down after a month and I was told to bring it to a ford dealership to get it fixed so I... View More

James L. Arrasmith
PREMIUM
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 5, 2023

You may have grounds to dispute the actions taken by Credit Acceptance, especially if you believe there was any misrepresentation or fraud involved in the sale and financing of the car. The viability of a lawsuit against Credit Acceptance would depend on the specific terms of your contract, the... View More

View More Answers

3 Answers | Asked in Consumer Law, Bankruptcy and Contracts for Louisiana on
Q: Can I sue credit acceptance?

I was convinced to buy a car a couple years back at a dealership through credit acceptance I had just turned 18. I was paying almost 600 a month and they charged me 20,000 for a used 2014 ford focus. It broke down after a month and I was told to bring it to a ford dealership to get it fixed so I... View More

Martha Warriner Jarrett
Martha Warriner Jarrett pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 18, 2023

If they have filed a lawsuit against you, you can defend the lawsuit and raise all those issues as a defense but it will be a long and expensive fight that you are unlikely to win. Unfortunately, you are dealing with a bully who has the ability to crush you. However, once they get a judgment... View More

View More Answers

1 Answer | Asked in Consumer Law and Contracts for Louisiana on
Q: Is a company mandated to provide a receipt in Louisiana?

I hired a company to remove a tree but they have not given me a receipt to show the insurance comapany.

T. Augustus Claus
PREMIUM
T. Augustus Claus pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 7, 2023

In Louisiana, there is no specific state law that mandates companies to provide a receipt for services rendered. However, providing a receipt is a common business practice and is typically considered good customer service. It helps both parties maintain a record of the transaction and can be useful... View More

2 Answers | Asked in Consumer Law, Collections and Communications Law for Louisiana on
Q: I was served a judgement in Dec 2022 but I was not served to go to court for the original court hearing. Should I have

been served? The loan company manager was coming to my house sitting on his horn for 5 min. and calling my company allday Is that legal? I did send in a letter saying I deny the debt. they set a court rule to show cause hearing 7/31. I went and they said the judgement was already filed March of... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Aug 2, 2023

You indicate that there is a judgment against you signed in March, 2023 which means the customary legal delays to appeal have passed. As such, in order to get the judgment overturned, you really need to meet with an attorney and specifically discuss your case/situation to determine if you have... View More

View More Answers

3 Answers | Asked in Bankruptcy, Business Law, Collections and Consumer Law for Louisiana on
Q: Hello, I’ve paid a debt collector last year through a 3rd party collection agency. Now another agency ask for payment.
W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jul 24, 2023

You don't ask a question here, just offer up a few facts.

Apparently, however, you are having debt issues. Imho, you have chosen the most expensive way to deal with those debts.

I strongly advise you to consult with a professional about your entire debt/asset/income...
View More

View More Answers

1 Answer | Asked in Car Accidents, Consumer Law, Contracts and Products Liability for Louisiana on
Q: Car was involved in a MVA in July 2022. Car is still in the shop 9 months later. Car was 1 year old when MVA happened

Honda Motors has been unable to provide a replacement seat belt part. I have been in contact with Honda Motors and the repair shop EVERY month and each month they say the part is coming but then gets pushed back every month. It is now 9 months and they have told me again that the part was coming... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Apr 25, 2023

You need to contact a lawyer to discuss the specifics of your matter. I do not know if you were at fault in the accident and/or how ypour repairs are getting paid, but most lawyers who handle motor vehicle accidents will provide you a free initial consultation---use the Justia Find a Lawyer tab... View More

1 Answer | Asked in Consumer Law and Contracts for Louisiana on
Q: I was served a citation for a defaulted loan. Myself and the loan company have since made an agreement. How do I respond

I was served on the 21st, we made the agreement on the 22nd, and I need to file a pleading by the 31st.

Randy Bryan Ligh
Randy Bryan Ligh
answered on Mar 24, 2023

You need to file some sort of pleading, which I would suggest be an Answer, so that the loan company cannot seek a judgment without your being aware of it. Also, if you have the finances at this time, I suggest you contact a lawyer and ask for a 30 minute consult to discuss this case as well as... View More

1 Answer | Asked in Collections, Consumer Law and Contracts for Louisiana on
Q: I am helping someone in dealing with a debt collection suit. How to be successful with dismissal in their favor?

The Credit Card debt is for roughly 9K. It appears the last payment (per credit report) was April 2022 thus we are aware SOL expiration would not apply. We are looking to challenge the debt buyer’s burden of proof as it relates to legitimacy in rightful ownership of this debt in addition to... View More

Barry W. Kaufman
Barry W. Kaufman
answered on Jan 17, 2024

You are asking an online attorney to give you legal advice for someone else's benefit. That's the unauthorized practice of law, were someone on here to do that. I recommend that your friend retain an attorney.

1 Answer | Asked in Consumer Law, Criminal Law, Personal Injury and Identity Theft for Louisiana on
Q: Is there any one within the State of Louisiana who's willing to fill out my claim forms wth AIG Insurance?

I need help filing a claim with AIG Insurance. I've the forms in hand. It's been an overwhelming experience that's terribly affected my life, by stealing my identity and so much more.

Tim Akpinar
Tim Akpinar
answered on Jan 8, 2024

A Louisiana attorney could advise best, but your question remains open for two weeks. There could be, but some law firms will want to handle the claim (for a fee) if they are going to handle the job of filling out necessary forms. Keep asking around. Good luck

1 Answer | Asked in Consumer Law and Probate for Louisiana on
Q: Can I do a title transfer with just affidavit of heirship

Person is deceased no known beneficiaries

Anthony M. Avery
PREMIUM
Anthony M. Avery pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 27, 2023

An Affidavit of Heirship, even when recorded, does not convey interests in real property. It tells the world of certain persons rights as Heirs At Law, and becomes their source of title for later conveyances and present titled ownership.

1 Answer | Asked in Consumer Law, Contracts, Products Liability and Car Accidents for Louisiana on
Q: My car was involved in a MVA. Car has been in the shop since 7/2022 because Honda cannot provide replacement belt.
Joseph A. Interiano
Joseph A. Interiano
answered on Apr 22, 2023

What kind of belt is it that it needs? Is the vehicle an old model? There does not seem like a valid reason for your vehicle to be in the shop for 9 months. Is there any more information you can share that will help provide an answer to your question.

1 Answer | Asked in Consumer Law, Contracts and Business Law for Louisiana on
Q: What's the statute of limitations on this law?
Jacob Rheaume
Jacob Rheaume
answered on Mar 17, 2023

Please repost your question referencing a statute.

1 Answer | Asked in Consumer Law and Criminal Law for Louisiana on
Q: What steps should I take to get a theft of livestock warrant cleared from my name?

Recently found out of a theft of livestock warrant. Did not commit the crime.

Randy Bryan Ligh
Randy Bryan Ligh
answered on Aug 22, 2022

First think you should do is contact a few criminal defense attorneys in your area ---consult with them then then hire that one with whom you are most comfortable to begin representing you immediately.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.