Q: In an auto accident case can an insurance company be liable for more than the coverage limits in a no fault state (MA).
A Massachusetts attorney could advise best, as auto insurance is governed by state law. But you await a response for two weeks. As a general matter, the insurance carrier is liable for the limits of the policy. The first figure is the per-person limit, and the larger second figure is the per-accident/claim limit. A carrier could also be liable for uninsured and underinsured claims, under certain circumstances. The insured could be liable, if damages exceed policy limits. Good luck
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