Harvest, AL asked in Real Estate Law for Alabama

Q: My closing attorney during the purchase of current home from back in 2004 claim they can not provide a copy of my

Owner's Title Insurance Policy, a copy of which I paid for back in 2004, due to them not retaining documents from back in 2004. As I never received the Policy back in 2004, can not the attorney issue me a new one without me paying a second time?

Related Topics:
2 Lawyer Answers
Vincent Gallo
Vincent Gallo
Answered
  • Staten Island, NY

A: Contact the title underwriter directly and ask them to provide you with a copy of it.

Amanda B Cook
Amanda B Cook
Answered
  • Montgomery, AL
  • Licensed in Alabama

A: Attorneys in the State of Alabama generally only are required to obtain documents for six years. 2004 was a very long time ago. You might reach out to the title insurance company, if the attorney's office remembers who their underwriter was. There's no guarantee, though, again - that was a very long time ago. Usually new policies of title insurance are written every time a property is bought or sold.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.