Q: My son can’t afford to pay his remaining off-campus rent of $5k for this Spring semester, due to COVID 19 job loss.
He hasn’t been able to work since March 2020 and I have been furloughed since March as well. He is unable to get a student loan on his own and has no Co-signer. His rent for the school year was 10K, which is extremely expensive. His roommates have paid in full. His unpaid portion is now affecting his roommates. The landlord will not allow anyone to store items at the house over the summer, until he pays his remaining balance. The landlord is difficult and intimidating when he tries to communicate his financial situation. What options or advice can you give?
A: If he doesn't pay his part of the rent so that the rent is not paid in full, then the landlord can file to evict all of them and sue all of them for the unpaid amount. Landlord can also make adverse entries on their credit records, lowering their credit scores and making it difficult to rent from future landlords who check their credit records. An eviction filing also is a permanent record that can make it difficult to rent from a landlord who checks. You can't force a landlord to be understanding, but try to work it out with the landlord. Or maybe his other roommates will chip in, and he can pay them back later. Maybe they are more understanding than the landlord, since it affects all of them. Currently, court action in Ohio is suspended, including evictions. But they will resume when courts re-open.
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