Batavia, OH asked in Collections for Ohio

Q: I received a call today stating that I am being taken to court by a bank. It's all from an overdrawn account from 2009

Does this exceed the statute of limitations in Ohio? They keep telling me that I will have warrants and I honestly don't know what to do. I have never received anything about this.

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1 Lawyer Answer
Nicholas P. Weiss
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  • Consumer Law Lawyer
  • Cleveland Heights, OH
  • Licensed in Ohio

A: This sounds like a scam to me. A warrant is used in criminal proceedings. An overdrawn account would be a civil proceeding. On the off-chance that they are a debt-collector using improper means, you could have a cause of action against the debt collector under the Fair Debt Collections Practices Act and Ohio's Consumer Sales Practices Act.

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