Q: How do I remove a non-occupying co-borrower from my mortgage?
My mother signed as a non-occupying co-borrower when I bought my house. Last night she told me she is going to rent my house to me through a realtor so that it looks like it's income if she wants to buy a house. I live in the house, pay all the bills. She literally has nothing to do with the house. This idea of hers doesn't sound legal to me.
I want to remove her from the mortgage because she holds it over my head especially when she's been drinking.
A:
How do I remove a non-occupying co-borrower from my mortgage?
Refinancing is the best option.
Seril L Grossfeld agrees with this answer
1 user found this answer helpful
A: You're right: her idea looks like fraud to me. But why do you want to remove her from the mortgage; what difference does it make to you?
1 user found this answer helpful
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