Q: Can give my car back to my creditor going through a bankruptcy?
I recently file for chapter 7 and I decided to keep my car. I was supposed to reaffirm with my car loan folks but I changed my mind because I want to get another car. Im a month behind on my car payments. Can I retroactively place my car in bankruptcy How can get out of this situation without the car loan turning up on my credit report and they start garnishment
A: You can give the car back and walk away. Unless you’ve signed the read, you can walk away owing nothing.
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