Q: Hello , I was driving down a state street in Massachusetts and a street light fell onto my car and totaled it (windy)
My insurance company said it was totaled so I had to purchase a new car . I was not hurt but wondering if there’s anything I could sue for ?
A: A Massachusetts attorney could best advise, but your post remains open for two weeks. As a general premise of insurance law, if a claimant is indemnified for a loss by the carrier, they aren't generally able to seek money for those very same damages elsewhere. But that is a simplified explanation of the doctrine, without the benefit of knowing the details of your situation. If your insurance carrier determines there was negligence that resulted in the toppling of the light, they might contemplate a claim against the entity responsible for maintaining it. You could consult with a Massachusetts attorney for a more meaningful, state law-specific discussion of the matter.
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