Q: For chapter 7,do I need to list my mom as my landlord if we have a verbal rent contract, but no written lease contract?
She owns the house and doesn't live here, and I pay her rent monthly out of my bank account and have been paying her back rent too.
A: It won’t hurt to disclose that, but it will have no adverse effect on you either way.
A: It would be best to list it as an executory contract. When in doubt, disclose. She'll get notice about the bankrutpcy, so you might want to give her a heads up if she doesn't already know. As long as you're only making normal monthly rent payments and you haven't made any catch-up payments on rent there shouldn't be any problems for her.
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