Q: car accident-other person's fault (improper backing)-their insurance says we are 20% responsible? car is totaled. help.
my daughter was driving (17yrs old) and pulled into a gas station when looking for a parking spot, elderly man backs out as she was driving by, he hit the back end of her car (from back door handle to the back bumper). His insurance is Progressive and they called my daughter and recorded the conversation without me present (I am the legal owner and insured). They said originally that they were only accepting 80% of liability because she failed to honk her horn. Now they are saying that it is because in a recorded conversation with her, that she told them that she saw him backing (she did see him but thought he would stop...he didn't even look to see if anyone was coming). She had 3 passengers in the car with her that can all attest to same. I have filed a complaint with the Kentucky department of insurance but looks like I may need legal assistance and want to get advice.
A: Hire a lawyer to help you. The elderly man should be 100% liable.
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