Q: I was hit at my credit union today on their property by their employee do I sue the company & their employee?
I was exiting out a one way and their employee was rushing to get in as if she was late for work. She tried to turn into a one way only exit which I was coming out of. She stopped then proceed to go & hit me. Due to the coronavirus I didn’t have insurance yet. She did. I am Now having back and neck pain. Could I still go after her and should I go after the credit union too. My 3 daughters was in the car as well. I live in Michigan which is a no fault state. Could I be sued for not having insurance yet. even tho the officer said She was definitely at fault And she admitted to turning in a one way?
A:
You will want to speak with a personal injury attorney, but expect you not having insurance to be a problem. One of the benefits of our no-fault system is that each person's insurance company is responsible for that person's bills. With you not having insurance, you may be stuck with your bills even though the other person may be at fault. You wouldn't be sued for not having insurance, because the other driver's insurance will cover them; however you could be cited for driving without insurance.
As to suing the bank; that's doubtful. Employers may be liable for employee conduct that is within the scoop of employment - think a bar being sued for a bouncer breaking someone's arm. But an employee driving erratically probably doesn't get you there. The bank may also have premises liability, but that is a highly factual determination.
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