A Michigan attorney could advise best, but your question remains open for a week. Until you're able to consult with a local attorney, pain and suffering is generally an element of a bodily injury claim. It would depend on demonstrating the fault of the other party. In terms of the connection... Read more »

In Michigan, PIP is not the same as pain and suffering. PIP refers to "personal injury protection" benefits. PIP benefits include the payment of hospital bills, doctors' bills, 85% of lost wages, household replacement services, attendant (nursing) care and other benefits.... Read more »

Only a Michigan attorney could advise, since states could differ as to PIP (personal injury protection) benefits, depending on the type of jurisdiction. But your question remains open for a week, and it sounds like you may be trying to arrange immediate medical care. In no-fault jurisdictions, the... Read more »

The neighbor's potential liability is for negligence, and if he or she should have been aware of the issue, that strengthens the claim. Did you inform the neighbor, prior to the tree fall, that the tree was a hazard?

It is probably best that you file a claim with your insurance company (auto or home) and then let the insurance company through subrogation, substitute in to bring the claim against your neighbor if warranted. Try that first.

A Michigan attorney could advise best, but your question remains open for two weeks. The more pressing question could be whether he was able to insure and register car. Not being insured could reduce the scope of available money damages in some jurisdictions. Only a local attorney could advise... Read more »

You will likely be entitled to restitution upon the woman's conviction. Whether you actually see that money or not is a different question. Your homeowner's insurance, though, is your primary contact.

You can, although I don't know how successful you will be. You'll probably need to file a claim against Toyota.

Mini-tort is a remedy against an at-fault driver, not your insurance company. Your insurance company is effectively telling you the car is totaled, and they are only obligated to pay you what your car is worth, not how much it costs to fix it. This happens when the cost to repair exceeds the value... Read more »

This is something a Michigan attorney could advise best on, but your question remains open for two weeks. You could ask your attorney to sit down with you and go over the figures with you. It sounds like you have a large lien(s) on the case. Without knowing more, it could be from any number of... Read more »

You can sue them if you like---anyone can sue----the issue is whether or not you will win (or a judgment would be rendered in your favor)----that is based on the facts of the case as presented to the trier of fact (judge/jury). Since most accident attorneys provide a free initial consultation, I... Read more »

You would be making a claim on your insurance policy. You could sue her under mini tort as you stated. You can, and probably should, do both.

No. Focus on the facts. See if there was a camera at the intersection. And if you were hurt contact a member of the Michigan Assn for Justice--they give free consults.

One thing you need to realize is that more than one person may be legally liable to another. It's possible that the person suing you is also suing the other driver. Regardless, you are now in a position where your defense may be "it wasn't me, it was this other guy". Whenever... Read more »

How do you know the other car wasn't insured? If you have received paperwork starting a lawsuit, you should consult immediately with a local attorney. It's possible to raise as a defense the fact that they weren't insured.

Not for the vehicle; that's (one of) the consequences of not having insurance. You'd be responsible for your vehicle even if the other driver were at fault.

It would most likely be processed like any other traffic accident. Exchange insurance information with the employee and make a claim with your insurance company; they will take it from there.

Michigan law became complicated due to Republican attempts to limit the liability of careless people. I suggest you contact a member of the Michigan Assn for Justice in your county --they give free consults.

I don't believe that's true. What you are referring to is often called the "mini-tort" statute. It requires you to have insurance, as it's intended to reimburse you for your deductible.

You should talk with an insurance attorney, but I suspect 1) it is too late to now appeal that decision, and 2) even if you did appeal, I would imagine the policy allows them to decline coverage when they can point to a criminal act like this as the cause.