Akron, OH asked in Products Liability for Ohio

Q: Is it legal for an insurance company to give you liability insurance when you have a loan out on a car?

A friend hit a deer and only had liability insurance, but everyone we talk to says that she shouldn’t have even had the option to get liability when she had a loan on the car. My question is, is there grounds for a lawsuit since she was given liability insurance with an active loan? I know this is a weird question, but I wanted to see if there were any legal grounds for a civil suit. Wasn’t sure if this expectation was rooted in insurance policies or state law.

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1 Lawyer Answer
Matthew Williams
Matthew Williams
  • Cleveland, OH
  • Licensed in Ohio

A: You have to have liability insurance. That’s the law. So of course the insurance company can sell it.

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