Q: Grandson involved in car accident other driver no insurance. His 1969 VW Squareback totaled Can he sue for car damages?
Lady pulled out in front of him.grandson and great grand kids OK.She had no insurance. His insurance Progressive is offering him $4500 for his classic car that's worth way more than that. They gave him $2000 for lost work and injuries and $750 for each child. they are low balling him on car. He just had rebuilt engine for $1900
Seems to me Progressive either should pay more or sue her for not having insurance for 2 years.If they don't sue, can we for car value. Seems to me she is getting off easy for not having insurance!
A: You say that he processed an uninsured motorist claim (called a UM claim) with his own carrier so he's done. He did that INSTEAD of suing the at-fault driver. When you pursue a UM claim, you give YOUR insurance the right to sue in your stead and they will do so. If you do not agree with what is offered for injuries, you should hire a personal injury attorney. As for the car, it is worth whatever the fair market value is at the time of the accident. Classic cars are usually insured for an agreed amount but they are not intended as daily drivers. If you disagree with the amount offered for a car, you can usually request that the insurance company report to you the price paid for similar vehicles that were recently sold in your area. When a car is 51 years old, you are not likely to find many that were sold either recently or locally. That is why classic car insurance usually has an agreed-upon value.
Tim Akpinar agrees with this answer
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