Q: My parents' passed, their house was in foreclosure, house went to me, now I am listed on foreclosure as owner.
My parents died intestate with their home in foreclosure status. I have been told I am not responsible for the loan itself, however, I was served with an Owner for Joiner as Defendant because I am listed on the deed. When I went to inquire about purchasing my home, this came back against me. Is this legal if I am not responsible for the loan? I was never maid aware of this being a possibility because again, I was told I am not legally responsible for their debt. I am simply listed on the Deed to the home through the property laws of South Carolina. How do I get out of this situation so I may purchase my own home in the future?
A: You are not legally responsible for the debt. However, if you wish to inherit or retain the property, you will have to pay off that debt.
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