Q: What happens on credit report if you keep making mortgage payments on chapter 7? I no longer see my mortgage at all
Not only don't I see my mortgage being reported on my credit, it's completely wiped out as if it's paid??? I have Wells Fargo and have never been late
A: It is my understanding that credit reporting agencies normally only report delinquencies. If you are making timely payments, I don't believe that would be reported at all.
A: Did you formally reaffirm the mortgage obligation During the chapter 7? If not, they stop reporting to the credit bureaus.
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