Charlotte, NC asked in Bankruptcy for North Carolina

Q: Regarding selling my home

hello,

My question is the trustee did his final distribution report about a week & half ago and has abandoned all property in my ch.7 I can't get anyone to answer at the bankruptcy court to tell me if the decree has been issued And my attorney has stopped replying to emails!

My question is I should be ok now to close on the selling of my home in 3 weeks since I have it in writing that he has done his final distribution report and fully discharged everything and abandoned all property Correct? Thank you all for the advice have a great day & stay safe

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2 Lawyer Answers
Lynn Ellen Coleman
Lynn Ellen Coleman
Answered
  • Bankruptcy Lawyer
  • KERNERSVILLE, NC
  • Licensed in North Carolina

A: You probably won't be able to close on the home sale until yoou get your Discharge and the case closes. The title attorney may not clear the sale until then. The Discharge generally comes about 70-75 days after your first scheduled Meeting of Creditors. The Trustee files the report of no assets pretty quickly after the Meeting of Creditors, so to avoid any potential issues with the closing of the sale, you should probably wait until you receive your Discharge.

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: No. You need the discharge first. Go to pacer.gov and you’ll be able to learn the status of your bankruptcy online.

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