Brooklyn, NY asked in Bankruptcy, Consumer Law and Identity Theft for New York

Q: Master Promissory Note on file with FSA for Student Loans never signed and is completely blan: Can i discharge the debt?

The Master Promissory note on file with Federal Student Aid is completely blank. There's no information about me in any regard, not even my name. Am I legally responsible for this debt or can It be discharged/forgiven?

The Federal Student Aid website has all the federal loan information for each borrower, including the signed master Promissory Notes for all loans obtained. I have 2 MPNs on my file. One is for the 4 year college of which I obtained my bachelors in chemistry. This one was digitally signed and completed. The second MPN is supposed to be for the time I spent at Community College but it is not signed in any regard and has no information pertaining to me on it.

3 Lawyer Answers
Michael David Siegel
Michael David Siegel
Answered
  • Bankruptcy Lawyer
  • New York, NY
  • Licensed in New York

A: Did you get a loan? Have you paid this loan? How are you liable if your name is not in the database?

Karra Kingston
Karra Kingston
Answered
  • Bankruptcy Lawyer
  • Staten Island , NY

A: Something doesn’t seem right. You may want to get the original loan documents if you took out the loan?

1 user found this answer helpful

Leonard R. Boyer
Leonard R. Boyer
Answered
  • Bankruptcy Lawyer
  • Clifton, NJ

A: Nothing about your question makes any sense. If you received a student loan, then you are obligated to pay for it. It's that simple.

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