Asked in Banking, Estate Planning and Probate for Puerto Rico

Q: I am a legal resident in P Rico. If I die, will the bank in US block my account there or my son can take some $$ asap?

When a puertorican or legal resident in Puerto Rico dies in Puerto Rico, are all US territories, banks in the US, notified or only Puerto Rico and banks in Puerto Rico?

If only banks in Puerto Rico are notified, does that mean my son can use my debit card from an account in a US bank and continue using the money from that account as if I were alive? I am married, but that account is only mine. I would like that money to go to my only son.

1 Lawyer Answer
Nelson Jose Francisco Alvarez-Aponte
  • Estate Planning Lawyer
  • Carolina, PR
  • Licensed in Puerto Rico

A: Hello and thank you for using Justia. The death of the holder is usually informed to the banks by third parties. There is no system of notificatión in Puerto Rico. Your son will be able to use your card as long as the Bank has not found out of the death. Your best bet is to make a Testament and mention your wish for your son to get the money from said account.

If you need additional information please feel free to contact me directly.

2 users found this answer helpful

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