Asked in Insurance Bad Faith for Illinois

Q: Can driving without insurance in Illinois lead to jail time if it was a first offense and there was no accident?

My wife was given a speeding ticket and at the same time cited for not having insurance. This was the only offense of driving without insurance, and she didn't get into an accident. Everything I've read said that this is not punishable by jail time, but when she was pulled over the officer mentioned it being a Class A Misdemeanor. Am I misreading the law?

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1 Lawyer Answer
Robert Shipley
Robert Shipley
  • Insurance Claims Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: Driving without insurance will result in a fine and suspension of the drivers license. If the vehicle was insured but the insurance card was not in the vehicle or able to be accessed through an App, then being proof of insurance to Court and the ticket should be dismissed.

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