Q: Can a MVA claimant come after a separate insurance policy (different carrier/vehicle) for their "loss"?
Was in MVA in Massachusetts. My vehicle in accident had "full coverage" to Mass standards. My name was on another vehicle as a co-borrower with a separate insurance policy (different carrier, different vehicle) and person suing me wants to come after the policy for the OTHER vehicle that my name was on. Is that how it works in Massachusetts? Seems to me the policy that covered the vehicle in the actual accident should cover the "losses" as claimed.
A Massachusetts attorney could advise best, but your question remains open for two weeks. As a general matter nationwide, I believe your understanding of the operation of insurance coverage is correct, particularly since the carriers are different. At this point, you've probably turned the matter over to the carrier for the car directly involved - if there was such provision under MA law, they would have probably advised you of it. Good luck
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