Q: Is it legal for a bank to require a non account holder to create a profile with personal information that includes DOB
social security number in their data base in order to cash a check less than $500. drawn from their bank. They refuse to cash the check unless I created a profile. I feel they are trying to invade my privacy, gathering information. Why is a driver license and a thumb print not good enough? Is it legal for the to gather information as a stipulation to cash a check. They refuse to cash the check unless I gave them my social security number and created a profile. it's $500. not $10,000
A: IMO, you have four choices here: (1) Agree to do what the bank wants (and have no more problems); (2) open an account at the bank and have no further problems; (3) take your checks to a check-cashing company in your area (and have big problems if any check bounces); or (4) find a friend who will deposit your checks into their bank account and give you the cash.
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