Q: Lender stopped cashing my payments & no contact from them for 6 years. Is the contract still valid? Do I still owe?
A: I am presuming that the loan was documented by a written agreement. The terms of that agreement control. I do not know how long you have been sending payments which have not been cashed, but I would recommend that you review the agreement and if you do not have a copy, then contact the lender. If the loan was paid off then you should have received that confirmation from the lender.
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