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Illinois Contracts Questions & Answers
1 Answer | Asked in Consumer Law and Contracts for Illinois on
Q: What happens to my service warranty if the automotive repair company is out of business?

I had an engine rebuilt 5 months ago and the engine just went bad. The repair had a 1 year/10,000 mile warranty. I contacted the company, but was told they are permanently closed. Do I have any options? The company is an LLC, and is located in Illinois.

George W. Svoboda
George W. Svoboda answered on Jun 29, 2020

You may still have a claim against the company. You will need to find out if they filed their dissolution paperwork with the IL Secretary of State. You can search the website for their status. You can also check to see if there is a bankruptcy filing. If there is, you can be... Read more »

1 Answer | Asked in Civil Litigation, Contracts, Foreclosure and Real Estate Law for Illinois on
Q: Do I have a claim to a joint interest in the home that my father and I share?

In 2013, my mother passed away leaving me as the sole heir to her estate in her will. My father has encountered mortgage trouble, and I have occupied the home alone for one year now. The current mortgage was taken out in 2005 in both of their names, and statements come addressed to her estate.... Read more »

Robert Shipley
Robert Shipley answered on Jun 11, 2020

Based upon your question, although your mother left you her entire estate, it does not appear that estate included an interest in the home. From your description your father is in sole title to the home and therefore the sole owner. If there are issues regarding the mortgage, those must be... Read more »

1 Answer | Asked in Bankruptcy, Consumer Law and Contracts for Illinois on
Q: im being sued for a car that i haven't paid on because i was intoxicated and couldnt afford it in the first place

in an attempt to get away from the drugs and get a job that would allow me to keep the car i moved to a different state and while in the other state the cars ecu blew up while i was driving and i didnt have insurance on the car yet then the bank had it repoed and told me it was a blown up motor... Read more »

Timothy Denison
Timothy Denison answered on Jun 10, 2020

You can negotiate with the creditor to resolve it. Offering a lump sum payment as resolution might go a long way to settling it. If not, your only other option is bankruptcy.

1 Answer | Asked in Contracts for Illinois on


Robert Shipley
Robert Shipley answered on May 29, 2020

Based upon your description, I am not clear if you had an estimate for the proposed work which you approved or if there was a formal written agreement was signed which described the scope of work for the agreed price. Most repair shops provide estimates for the proposed work, asking the customer... Read more »

1 Answer | Asked in Consumer Law and Contracts for Illinois on
Q: Is it legal for my HOA to require me to provide them with mortgage information in the state of IL?

I live in Illinois and own a condo. I have a mortgage on the condo. The HOA is requiring I provide them with mortgage provider, loan number and mortgage provider phone number. Is this legal? I understand proof of insurance, but mortgage information seem like an invasion of privacy.

Robert Shipley
Robert Shipley answered on May 2, 2020

765 ILCS 605/22.1(c) of the Illinois Condominium Property Act requires:

c) Within 15 days of the recording of a mortgage or trust deed against a unit ownership given by the owner of that unit to secure a debt, the owner shall inform the Board of Managers of the unit owner's association...
Read more »

1 Answer | Asked in Contracts and Real Estate Law for Illinois on
Q: Good day, I was wondering if there was a way i could get an extension on my lease and not have to move out during thi

lock down period since i have an underlying conditions

Robert Shipley
Robert Shipley answered on Apr 23, 2020

You do not describe if commercial or residential, but I am assuming residential based on your description. I would recommend that you review the lease and examine if there are any clauses or provisions regarding an extension of the term of the lease. Even if there are no specific provisions... Read more »

1 Answer | Asked in Contracts for Illinois on
Q: Requesting copies of original finacial applications?

Can I request a copy of a finance application submitted by a dealership if I believe fraud has been committed. Can this be obtained from the company i.e. Credit Acceptance?

Robert Shipley
Robert Shipley answered on Apr 23, 2020

Based upon the question I assume you are referring to an application you submitted. I would first recommend you review the documents you were provided by the dealership which should have information regarding how to contact Credit Acceptance. You have the right to review the information submitted... Read more »

1 Answer | Asked in Contracts for Illinois on
Q: Wedding is July 31st in Toronto but due to COVID-19 we are considering canceling the reception but hall is threatening

Our guests have come back to us and said they do not want to travel and we don't feel comfortable putting others in harm. We have 200 guests that were ready to come from Chicago with us but circumstances have changed since the COVID-19 pandemic. I talked to the banquet hall about cancelling... Read more »

Robert Shipley
Robert Shipley answered on Apr 16, 2020

The Answer to your question is dependent upon a review of the contract, focusing on the cancellation provisions relating to Acts of God, diseases, epidemics or pandemic (although not likely to be described), emergencies, unforseen circumstances. The language of each contract is different, some... Read more »

2 Answers | Asked in Contracts for Illinois on
Q: My fiancé and I are getting married on 10.23.2020 and are considering canceling due to covid-19. In our venues contract

Nothing is stated about a pandemic or rescheduling. We have reached out to the venue and they are pushing to postpone our wedding, we don’t think that’s fair to push it back or have it on a Sunday for the amount we are paying for. What are our rights?

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 13, 2020

You may not want to hear this advice but I believe that the venue you selected is being very understanding and very reasonable here.

That does not mean you cannot cancel your October 23, 2020 wedding; but if you do cancel now--six months early--you should not expect the venue to give the...
Read more »

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1 Answer | Asked in Contracts and Products Liability for Illinois on
Q: Can I subpoena a former storage facility that sold my things if I have legal or personal documents that were sold.

I was negligent with the payments towards the storage facility and they told me they couldn't give me access to whom they sold my belongings to.

Tim Akpinar
Tim Akpinar answered on Apr 11, 2020

You could check with an Illinois attorney as to what the best way to proceed might be. Based on Illinois law, or the provisions of the storage contract, the facility could have legitimate reasons for not divulging the identity of the person. It's possible they have genuine concerns about being... Read more »

1 Answer | Asked in Contracts for Illinois on
Q: How can I protect myself as a contractor?
Bryan R. Bagdady
Bryan R. Bagdady answered on Mar 30, 2020

Take a look at my article on ten essential business contracts. This is a good starting point. Best of luck. - Bryan.

1 Answer | Asked in Contracts and Elder Law for Illinois on
Q: I am a senior have bought used cars from private never a problem. Less than 3 months ago $1800 for a car in East Peoria
Evan S. Sloan
Evan S. Sloan answered on Feb 5, 2020

It's difficult to understand what exactly happened from your post. Please post again with additional facts.

1 Answer | Asked in Contracts, Divorce and Real Estate Law for Illinois on
Q: Illinois, I contract for deed my home 82214 NotMarried boyfriend moved in 1 year later we married I was ONLY one worked

His name is on nothing he work for cash only I have W-2s he left me got incarcerated for a year and he still is not living in the home he has many vehicles on property and I don't see him and vehicles are open titles can I get rid of them? &

my home is paid off and we're... Read more »

Marilyn  Johnson
Marilyn Johnson answered on Jan 12, 2020

The only grounds that you can use for a divorce in Illinois are irreconcilable differences. You should not dispose of any property. Wait until you have a court order regarding the property. If the house is titled in only your name and you acquired it prior to your marriage, it should be considered... Read more »

1 Answer | Asked in Contracts for Illinois on
Q: Am I allowed to get out of my lease early if my boyfriend & I lost our jobs? We still 8 months on our lease
Cynthia Pietrucha
Cynthia Pietrucha answered on Dec 31, 2019

It depends on what the contract says and if your landlord is being flexible to the terms. Most leases clearly state and lease term (such as 12 months) as well as renewel terms (such as automatic renewal unless one party cancels in writing so many days before the renewal starts). If you are stuck... Read more »

1 Answer | Asked in Contracts and Consumer Law for Illinois on
Q: Is it illegal for my interest rate on my car to be close to 30% if my monthly income $2000 monthly?
Tammy Lyn Wincott
Tammy Lyn Wincott answered on Nov 22, 2019

It's not usually based on your income.

1 Answer | Asked in Bankruptcy and Contracts for Illinois on
Q: In a chapter13 there's a 3 yr and 5 yr commitment period. What's the pros and cons of requesting a 3 yr modified to 5

Is there a nonstandard provision for this motion to modify from a 3 yr to 5 yr

Timothy Denison
Timothy Denison answered on Oct 28, 2019

There can be any number of months plan period up to 60 months. Three years (36 months) gets it paid two years sooner than 60 months but the paymentS are higher. And vice versatility.

1 Answer | Asked in Contracts for Illinois on
Q: I live in States. I need to make Power of attorney for someone in Iraq ASAP. What's the steps?How long the process take
Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 3, 2019

Search for a probate lawyer and get them to help you; will not take long at all; if you get of the Internet and go.

2 Answers | Asked in Contracts for Illinois on
Q: Given false information before sign a contract what are my options?

I went to a company that told me a price of $1326 for the goods and services they are giving me before I signed a contract now that I have signed the contract and paid the amount $1326 I was told they are now saying that what I was told is not correct and are trying to charge me separately for... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 2, 2019

If you signed a written contract you are bound by the terms of that contract. It does not matter what "they" told you; and it does not matter whether they gave you a copy of the contract you signed; why did you not ask for a copy?

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1 Answer | Asked in Civil Litigation, Contracts, Consumer Law and Construction Law for Illinois on
Q: can I sue a prebuilt shed company?

I bought a brand new 10x12 prebuilt shed delivered to my property that leaked from day one. After a few half hearted attempts to fix it among several non returned calls and no shows the owner of the company said he would take it back and refund my money. That was 2 months ago every time I call him... Read more »

Tim Akpinar
Tim Akpinar answered on Jul 17, 2019

First check the terms of the agreement. It could possibly contain provisions that include arbitration as a forum for handling disputes.

Tim Akpinar

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