Q: Should I fight this ticket or pay it? Please read why.
My state I reside in (Michigan) is not part of the driver's license compact. Which means it does not share info with regarding my driver record, license etc. to other states. Back in August I got a speeding ticket in KENTUCKY. I would like to pay the speeding ticket, without fighting it as long as it doesn't go on my insurance or add points to my license here in Michigan. (The ticket is for 15mph over) Does anyone know if it will add points/raise insurance even tho Michigan and Kentucky do no communicate? I'm willing to fight it in court if needed.
A:
The insurance company would find out regardless of the points or compact. Will they raise your rates depends on your insurance company; some will, some won't. What you might want to do is look up the various traffic citations for Kentucky and see if you can find a non-moving violation with a similar fine/cost. You could then call down to the court there to see if they might amend the citation.
Honestly, unless you are down in Kentucky frequently, the cost to fight this will greatly exceed any increase in your insurance premium. And so it's worth it to see what you can negotiate, but otherwise, you may just want to pay it and move on.
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