Q: Is my son responsible for my nursing home payments should I have to be in one? My property is in his name also, \
My property is the joint property of my son and me. Should I pass away before my husband, my husband has lifetime residency of the house but it reverts to my son. If I should have to go into a nursing home is my son responsibile for my expenses since he is part owner of the house? I can't turn the house over to him right now because I still owe on a home equity loan.
A: Your could be responsible for your nursing home payments if he signs a personal guarantee, or something similar for the nursing home, promising to make payment if you or your estate assets run out of funds. Alternatively, if you ran up a significant bill that the nursing filed a suit in order to get paid, their judgment would be against you and your assets, but not your son (if he doesn't sign a personal guarantee, or something similar) - so your property (if then titled in both your names) would not likely be subject to the judgment.
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