Q: I need your advice, Someone ALLOWS you to drive their car. You have an accident. They claim it on their insurance.
The insurance totals it out and cuts them a check for $6300 which goes to the bank leaving them owing $700. They then turn around and say you need to pay them $6000. Does this seem right? Not denying that something has to be paid, but it seems that they are trying to get paid twice. Advice me please!
A: Assuming that you agree that you were at fault for the accident, you would be obligated to pay the owner of the car $700 as that is the limit of the expense they incurred.
A: Asking for $6000 on top of the insurance money received for the totaled car is seemingly a windfall to this person. Based on just these bit of facts i don't think you owe anything other than at most the difference this person may owe on the car loan; $700.
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