What can i do and what about statute of limitations?
answered on Sep 17, 2023
An Illinois attorney could advise best, but your question remains open for a week. Notify your insurance carrier of the lawsuit. Make a copy of the papers that you were served with - your insurance company will probably want the originals after you send them some preliminary scans of the summons... View More 
answered on Aug 31, 2023
An Illinois attorney could advise best, but your question remains open for a week. Accepting an offer is up to you. Insurance companies don't usually tell people they have to accept an offer - they might say that the offer is as high as it's going to get, and if they claimant doesn't... View More
The uninsured driver hit a bicyclist. Uninsured driver is completely at fault.
answered on Aug 18, 2023
It is highly unlikely, if not impossible that you would be able to hold a lien holder liable. Any institutional lien holder like a bank, a credit union, Ford Motor credit, etc. requires both liability and collision coverage as a condition of the loan. Therefore if such a driver was uninsured, it... View More
The uninsured driver hit a bicyclist. Uninsured driver is completely at fault.
answered on Aug 22, 2023
It's unlikely. Lienholders are not treated as insureds or registrants. However, if the car is declared a total loss, the salvage end of the claim can involve the lienholder. Good luck
Hello I recently was injured in New Mexico but was contacted by a firm from Ohio because i did this thing to calculate my settlement and for sum reason it had me living in Ohio??? I got locked out of my Google account and that's where all their contact information is in. I have tried calling... View More
answered on Aug 17, 2023
There is no central repository of the information you are seeking. That said, you posted this under Illinois law so I assume that you are a resident of Illinois who was injured in New Mexico. How did you decide to engage a law firm in Ohio to represent you in litigation in New Mexico for which... View More
Officer only gave me a ticket for not having insurance
answered on Aug 3, 2023
It depends. If this is your first citation for no insurance, your license will be suspended until you provide proof of insurance for 90 days and pay a $250 reinstatement fee. If this is your second offense, you must pay a $500 reinstatement fee and you will be required to provide proof of... View More
her insurance does not want to pay 22,000.00,because her boyfriend was not on insurance.the insurance for damaged car wants work out deal for 11,000.00 an keep her out of court and they sue ex boyfriend for the other 11,000.00.they want 3,500.00 down an 250.00 a month until payed. does that sound... View More
answered on Jul 18, 2023
If your granddaughter had insurance on her car, any licensed driver who she permitted to drive her car is automatically covered under her policy unless that person was expressly excluded from coverage. Therefore, what you are saying does not make any sense unless your granddaughter was foolish... View More
Their client has not submitted the required “paper work” within the 91 days required by UE. Even though their client was at fault, as evident by the police report, UE denies any liability because their client has failed to submit his required accident report. Is this legal?
answered on Jun 30, 2023
Legal as the insurance company is merely following their own policies for its basis of denying the claim. You are better off seeking an attorney to pursue the claim further in court in the event that you are seeking recovery for any bodily injuries you may have sustained. However, if the accident... View More
Their client has not submitted the required “paper work” within the 91 days required by UE. Even though their client was at fault, as evident by the police report, UE denies any liability because their client has failed to submit his required accident report. Is this legal?
answered on Jun 15, 2023
It is legal. Unfair, but legal. This is sadly how several insurance companies, UE amongst them, operate. However, you are not necessarily without recourse. If you have your own auto insurance, though, you can pursue what is called an "uninsured motorist" claim with them. Your auto... View More
Their client has not submitted the required “paper work” within the 91 days required by UE. Even though their client was at fault, as evident by the police report, UE denies any liability because their client has failed to submit his required accident report. Is this legal?
answered on Jul 14, 2023
As Ms. Seeskin told you, your only real remedy is to make a UM claim on YOUR insurance. If you were injured and sought medical care, consult a personal injury attorney. If you have a liability only policy, you have no recourse. If the other driver was uninsured, you could provide a copy of the... View More
He was supposed to drive it back from the airport while I was away and leave it parked on May13th. But on May 16th he got into a wreck, he was the at fault driver. He’s refusing to pay more than $500 so I’m want to know if I can still file it as stolen at the time of the accident in Evanston... View More
answered on Jun 15, 2023
If you did not maintain the required insurance on your vehicle, you have a problem because you DID give your father permission to drive the car home from the airport.
You CANNOT report the car "stolen" because it wasn't and you would be committing the crime of false... View More
He was supposed to drive it back from the airport while I was away and leave it parked on May13th. But on May 16th he got into a wreck, he was the at fault driver. He’s refusing to pay more than $500 so I’m want to know if I can still file it as stolen at the time of the accident in Evanston... View More
answered on Jun 14, 2023
An Illinois attorney could advise best, but your question remains open for two weeks. A criminal defense attorney could better explain the reasons why it would be a bad idea to report the car stolen. As far as the civil aspects of the matter, one of the first things an accident attorney would... View More
I’m getting lowballed so I would like to take further action. Help?
answered on Jun 15, 2023
An Illinois attorney could advise best, as insurance practices are governed by state laws. But you posted two weeks ago. It appears that your dispute is probably over the cost of repairs, not salvage and replacement. From your description, it doesn't sound like the type of accident that would... View More
They live on my block and I caught them after the accident. She admitted she had been drinking but will not provide her name or insurance information.
answered on May 7, 2023
ONLY the state's attorney or one of her deputies can bring criminal charges against anyone. If you are not the state's attorney or a deputy state's attorney, you cannot bring criminal charges against anyone.
You can and should make a police report, identifying the driver... View More
I merged into the lane next to me and as I was doing so the person sped up and I clipped their car minor damages occurred the person never reported the accident but is now trying to make a police report
answered on Apr 15, 2023
If they do not report it, nothing happens. I think you mean to ask what will happen if they DO report the accident and that is the question I'm answering.
Failure to Stop at the Scene of a Property Damage Accident and Improper lane usage are the first to come to mind. On your... View More
So back in 2020 I was in a car accident and because of the accident I did have to see get physical therapy I got injections in my back the first offer was like 13,000 something and I turned it down because I felt it was highly unfair that was a commercial vehicle that hit me they ran a light was... View More
answered on Mar 23, 2023
That is not possible. You should get a minimum of $16,000.
Though you do not tell us the amount of your medical liens, they must have exceeded $24,000 (40% of your recovery). Under the Illinois healthcare lien act, when that happens, by operation of statute, provider liens are limited to... View More
I was in an accident And i panicked for whatever reason and I drove off. I checked online and there was a report made with no injuries but there was damage over 1500 dollars. I have insurance and I have a license I don't know why I panicked. But now I don't know what to do should I turn... View More
answered on Mar 8, 2023
Doing Nothing is NOT an option! Consult a local traffic/criminal defense attorney with further details to assess your options. Do NOT provide any further details online as you are admitting to a crime. If you had a valid license and insurance, there could be no immediate consequence beyond your... View More
Mount Prospect Illinois
answered on Feb 5, 2023
The maximum penalty for speeding 26-34 mph over the limit is 6 months in jail and a $1,500.00 fine - the minimum penalty is court supervision. Of course, the goal is to avoid jail time and a criminal conviction. Traffic school and community service are more common than jail. The ultimate result... View More
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answered on Jan 11, 2023
If should purchase insurance and bring proof to court. They would provide you court supervision and fine you but you would avoid a no insurance conviction, which would cause a suspension of your license.
Note: you will have to purchase SR 22 coverage, in addition to your regular insurance.... View More
My insurance company denied my claim due to the EDR or black box in my car; it didn't show that any car hit my car. When it comes to the EDR system in the car, the only time it activates is when the airbags deploy. That being said, the vehicle that bumped me didn't hit me hard enough that... View More
answered on Dec 7, 2022
United Equitable's denial is technically legal, but that does not make it completely right. Unfortunately, United Equitable is one of several insurance companies in Illinois that come up with a myriad of reasons to deny coverage for their own policyholders. Those reasons are oftentimes very... View More
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