Q: I am 80 yo and I owe a lot of money to bank and hospital. Can I personally file Ch. 7 and not include my husband?
I also have absolutely no assets in my name at all.
A: Section 109 of the Bankruptcy Code describes who is eligible to be a debtor in a Chapter 7 case. Basically, there are upper limits to permissible income, which is no bar for you. So yes, you can file a Ch. 7 petition without joining your husband, and you don't need his permission, either.
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