Q: Are mobile home owners required to carry homeowner insurance in Florida?
A:
Not under Fla. law; however, if there is a lender involved, it might require it, and if the mobile home is in a mobile home community/park, the landlord might require it. The following link gives good info for consumers regarding homeowners insurance in Fla.: https://www.myfloridacfo.com/division/consumers/understandingCoverage/Guides/documents/HomeownersToolkit.pdf
By the way, this is not an "insurance bad faith" question, just a general insurance question. Insurance bad faith is regarding insurance companies not treating claimants right.
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