Fort Lauderdale, FL asked in Foreclosure and Real Estate Law for Florida

Q: my father and I are on a mortgage. If he dies, what becomes of my status with the mortgage?

Also the mortgage is not in default since I am the primary payer. I’m asking about his credit card creditors and if they can come after the house.

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2 Lawyer Answers

A: Only in theory could they get a judgment and levy upon the house; their judgments would be junior to the mortgage

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A: And, if you live in it, your homestead exemption would apply as well.

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