Q: Would it be hard for me to file my own bankruptcy without a an attorneys help? I would be filing a chapter 13
A: Yes. Very technical and confusing.
1 user found this answer helpful
A: Unless you are willing to learn the law, the rules, the local procedures and the process used by each trustee, it is nearly impossible. It is well worth hiring an attorney if you are trying to have a successful chapter 13.
Remember too that it's not just filing some paperwork. There are events that happen afterward to successfully confirm your Plan and I have never seen a case that didn't have bumps along the wat after that. Your attorney will be there to help for the entire time the case is pending.
1 user found this answer helpful
A: Yes, too hard! Almost all Chapter 13 cases filed by non attorneys fail. My advice: Hire a certified specialist in bankruptcy law to represent you. Doing so my save your home and save you many thousands of dollars.
A: It would be way too difficult. I have been in court when the Judge told a client on their own in a Chp 13 that he strongly urged them to hire an attorney. It's difficult and some of the mistakes you might make could have drastic consequences with no re-course. So you should sit down and discuss it with an attorney.
A: Anybody with about $300 to pay the required filing fee tribute to the Court can file a bankruptcy petition, and complete and file the required Schedules and statements (the Official Bankruptcy Forms are available online).
But, there's wisdom in that old adage about one who represents himself has a fool for a client.
You could read the Bankruptcy Code in its entirety, half a dozen times, before filing, and you'd probably commit at least that many serious missteps.
A: Yes. Chapter 13 bankruptcy is very complicated and has a lot of technical procedures that if missed can result in the case being dismissed. It is best to hire an experienced bankruptcy attorney who files a lot of chapter 13 bankruptcy cases.
I hope this helps.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.