Chappaqua, NY asked in Banking for New York

Q: Is it illegal in NY to lie about personal information when applying for a credit card?

For example in this instance, the person filling out the application for the card put the card in their child's name (their child is a minor and not allowed to have a card of his own) and in their social security number. The card is connected to the child's bank account and the rest of the info is his (other than birthday information). The information on the application is mixed and not accurate to one person. Is this illegal, and how so (what laws does it break?) Thanks so much!

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1 Lawyer Answer
Tim Akpinar
Tim Akpinar
  • Little Neck, NY
  • Licensed in New York

A: As a general matter, it could violate fraud laws involving financial institutions, in addition to violating terms of service and conditions for the card. It would probably be better for the adult to find a credit card company that offers the option to take out an additional card for a family member on their main primary card. Good luck

Tim Akpinar

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