Philadelphia, PA asked in Car Accidents for New Jersey

Q: I didn’t know that my insurance was canceled and totaled my car got it reinstalled have full coverage what do I do

I put in a claim because I was told if I didn’t I could get in trouble but I have Collion and comprehensive coverage?

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1 Lawyer Answer

A: I hope you are okay after the accident. Covering the loss could be up to your insurance carrier - in these settings, it's generally their call. Some carriers might honor the claim and some might deny it. The carrier will likely review its records to see how many times bills were sent out, how many times notices of cancellation were sent out, how long the person was a policyholder, their history of making payments, and whether their offices were kept up to date with current physical addresses, emails, or other contact information. Good luck

Tim Akpinar

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